Common causes of motorcycle accidents
Many motorcycle crashes happen because another driver simply did not see the rider. The most common scenarios include:
- A car turning left across the rider's path
- Lane changes into a motorcycle in a blind spot
- Rear-end collisions at lights and in traffic
- Car doors opened into the rider's lane
- Road hazards such as potholes, gravel and debris
Helmets, gear and your claim
Helmet laws vary by state. In some states, not wearing a helmet may be raised by the insurer to argue that certain injuries were partly your responsibility, but it usually does not prevent you from making a claim for injuries the crash caused. An attorney can explain how your state treats this.
Protecting your claim after a crash
- Get medical care right away, even if you feel okay
- Photograph your bike, your gear, the vehicles and the scene
- Keep your damaged helmet and gear — they are evidence
- Get the police report number and witness contacts
- Avoid recorded statements to the other driver's insurer
Frequently asked questions
Can I make a claim if I wasn't wearing a helmet?
Usually yes. Depending on your state, the insurer may argue it affected certain injuries, but it generally does not bar a claim. An attorney can explain your state's rules.
What if the driver says they didn't see me?
"I didn't see the motorcycle" is not a defense — drivers have a duty to look. It is often an admission that supports your claim.
Can a passenger on a motorcycle file a claim?
Yes. Passengers can often claim against the at-fault driver, and in some cases against the rider's insurance as well.